Personal Insurance

Motor Insurance

Your car is essential. Our motor insurance covers the cost of repairs and protects you from third-party claims. Get back on the road quickly and with confidence.

What’s protected

  • Your vehicle — against accidents, theft, and damage
  • Your legal liability to third parties
  • Yourself as a driver, through our Dereva Kipato product

What’s covered

Comprehensive
  • Loss or damage to your vehicle from accidents, fire, theft, or malicious acts
  • Legal liability for injury to third parties or damage to their property
  • Windscreen damage and towing charges
Third Party Only (TPO)
  • Legal liability for injury to third parties or damage to third-party property
  • A cost-effective option that meets the legal minimum requirement
Dereva Kipato
  • Free payment for renewal or replacement of lost driving licences
  • Weekly payment for loss of income earning opportunity
  • Lump-sum payout in case of accidental death or injury

Key things to know

  • If you sell or transfer your vehicle, the insurance cover does not automatically transfer to the new owner
  • The vehicle must only be used for the class of insurance purchased (e.g. private or commercial)
  • Claims must be reported to us immediately
  • Standard policy terms and conditions apply

Other Personal Insurance Products