What’s protected

• Your health while travelling abroad

• Your belongings during your trip

• Your travel plans against unexpected disruption

What’s covered

• Emergency Medical Expenses – Hospitalisation, surgery and treatment if you fall ill or are injured abroad

• Medical Evacuation and Repatriation – Safe transfer to the nearest suitable facility or back home when required

• Baggage Cover – Compensation for lost, stolen, delayed, or damaged luggage

• Trip Cancellation – Refund of non-refundable travel costs if you must cancel or cut short your trip due to illness, emergencies, or other insured reasons

Key things to know

• Cover applies while you are abroad and ends when you return home

• Pre-existing medical conditions or travel for medical treatment are not covered

• Claims must be reported to us immediately

• Standard policy terms and conditions apply