Business Insurance

Fire Insurance

Shields your business from the devastating impact of fire and related perils. We cover damage to your property, assets, and stock so you can recover quickly and keep operations running.

What’s protected

  • Your business premises, including buildings and warehouses
  • Your stock, equipment, and other valuable assets
  • Your financial stability in the event of fire or related disasters

What’s covered

Fire

  • Damage or loss caused directly by fire
  • Cover for business property, stock, and equipment
  • Optional extensions to match the specific needs of your operations

Fire & Allied Perils

  • Fire damage plus protection against explosions, floods, lightning, and other specified perils
  • Cover for both partial and total losses
  • Flexible options that can be tailored to industry-specific risks

 

Key things to know

  • Cover applies only to the perils stated in your policy; extensions such as earthquake, riot, or malicious damage must be specifically included
  • Wear and tear, poor maintenance, faulty design, and theft during or after an insured event are not covered
  • Claims must be reported to us immediately
  • Standard policy terms and conditions apply

Other Business Insurance Products

Business Insurance Products