Shields your business from the devastating impact of fire and related perils. We cover damage to your property, assets, and stock so you can recover quickly and keep operations running.
What’s protected
Your business premises, including buildings and warehouses
Your stock, equipment, and other valuable assets
Your financial stability in the event of fire or related disasters
What’s covered
Fire
Damage or loss caused directly by fire
Cover for business property, stock, and equipment
Optional extensions to match the specific needs of your operations
Fire & Allied Perils
Fire damage plus protection against explosions, floods, lightning, and other specified perils
Cover for both partial and total losses
Flexible options that can be tailored to industry-specific risks
Key things to know
Cover applies only to the perils stated in your policy; extensions such as earthquake, riot, or malicious damage must be specifically included
Wear and tear, poor maintenance, faulty design, and theft during or after an insured event are not covered