Business Insurance

Motor Insurance

Essential protection for any business that owns vehicles. We cover your fleet against accidents, damage, or third-party liabilities so you can keep your business moving with confidence.

What’s protected

  • Your business vehicles and fleet assets
  • Your business’s liability towards third parties
  • Your drivers and employees on the road, through Dereva Kipato cover

What’s covered

Comprehensive
  • Loss or damage to your vehicle from accidents, fire, theft, or malicious acts
  • Legal liability for injury to third parties or damage to their property
  • Windscreen damage and towing charges

Third Party Only
  • Legal liability for injury to third parties of damage to third-party property
  • A cost-effective option that meets the legal minimum requirement

Dereva Kipato
  • Free payment for renewal or replacement of lost driving licences
  • Weekly payment for loss of income earning opportunity
  • Lump-sum payout in case of accidental death or injury

 

Key things to know

  • If you sell or transfer your vehicle, the insurance cover does not automatically transfer to the new owner
  • The vehicle must only be used for the class of insurance purchased (e.g. private or commercial)
  • Claims must be reported to us immediately
  • Standard policy terms and conditions apply

Other Business Insurance Products

All Risks Insurance

Business Insurance Products